So how does Duolingo make money from an app whose entire personality is a cartoon owl guilt-tripping you into not skipping a lesson? You open the app to keep a streak alive, get a notification that says your progress is “in...
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So how does Canva make money when literally anyone can open the app, design a full Instagram carousel, and export it for free? A small business owner making her first logo. A student building a slide deck at 1 AM. A marketing...
So how does Discord make money when most of what happens on it looks like teenagers arguing about Minecraft skins for free? You join a server to ask one question about a game glitch. Three hours later you’re in a voice...
So how does Reddit make money from a site built entirely on strangers arguing for free? You post a question in a niche subreddit at 11 PM. By morning, forty strangers have argued about it, one comment has 400 upvotes, and nobody...
How Does Acorns Make Money? Full Business Model Explained (2026)I still remember the first time a friend showed me her Acorns app. She’d been “investing” for six months without ever really deciding to. Every...
How does NerdWallet make money? In one line: NerdWallet makes money by earning referral fees and commissions from banks, card issuers, insurers, and lenders whenever a reader clicks through and applies for one of their products...
How does Klarna make money? It is one of the most searched questions in fintech — and for good reason. Klarna offers interest-free buy now, pay later (BNPL) loans to millions of consumers, yet in 2025 it generated $3.51 billion...
Zelle processed over $1 trillion in payments in 2024 — the first peer-to-peer payment service in history to cross that threshold. It handled more than 5 billion transactions across 151 million enrolled users. In the first half...
If you’ve ever checked out on Amazon, Walmart, or Apple and seen the option to “Pay over time with Affirm — 0% APR,” you’ve probably asked yourself: how does a financial company make money lending for...
In May 2023, Netflix did something every analyst predicted would be catastrophic: it told roughly 100 million households that had been freeloading on shared passwords that the party was over. The internet revolted. Memes...